Credit Cards
It’s weird when I get told, “Well you don’t have a credit card, so you don’t need to worry about debt!” or “Without a credit card, you’re not a real adult. Get one, waste money, and then I’ll take your business serious.”
Two words: Extremely Confusing.
In my Financial Maturity Chapter, I talk about my old debt (over $13,000) and how I got out of that debt with great physical work ethic. Not only that, I also kept taking out loans since that debt was over, and using my old job to pay for it. Here’s a secret I never told anyone:
I always got denied a Credit Card!
It was not my credit score, I had better credit than my friends who got approved! It was not my bank, nothing wrong with my accounts, kept my account active, it was just luck or something. So as far as not worrying about Debt, that’s a big lie. A lie that comes out to over $15,000+
As far as not being a “real” adult- I’ve helped out professors, doctors, friends, and family that are over twice my age (over 44 years old!) in managing finances. So that’s not true. I’m not going out on a limb here and say I’m extremely cheap either because as soon as my home business started blooming, I’ve taken out my family and close friends to many trips, vacations, restaurants, and have participated in gift giving! As a matter of fact, most people take my business serious because finances IS a huge part of it. What’s the point of running a business if it’s not helping your income?
Here’s the funny thing- As soon as I started making over twice my old checks by working at home… every single credit card company started sending me letters, pre-approved, even phone calls to my cell phone to get one. If God did not want me to get in debt back then, He sure does not want me to get in debt now. I deny those companies and help others get rid of theirs.
Just a few weeks ago, a Member was crying over how happy she was to be purchasing all her family’s Christmas gifts with cash! How awesome is that?! Other Members just cut up their credit cards! Friends of mine are paying off college tuition with this business, and parents are spoiling their kids with the extra money. It’s a true marvel to see such seeds bloom with the help I offer. Are you the next financial success story?
With Your Health and Success In Mind,
Coach Peter Hanz
Brand new Monday! Let’s talk about credit cards: